Remember Bowman, the writer who was so sure her book would be successful that she plunged deep into debt to publicize it? Although still paying for that mistake, the former ghostwriter discovered she enjoys working as a co-author and has written a new book, "Dangerous Instincts." Bowman is also cheerfully attacking her debt. Klontz says she's doing exactly what she should.
"If we take a critical look at our methods, we can learn from our failure and increase our likelihood of future success," he says.