smart spending

5 fixes for your own fiscal year

Get the most from your job
Slide 6 of 6
Back
Get the most from your job

With three months of 2011 left on the calendar, you still have time to make the most of those employer benefits. Check out a couple of important items, says Dallas Salisbury, president and CEO of the Employee Benefit Research Institute.

  • Verify how many vacation days you have left and when they expire.
  • Exploit unused sick days to cover doctor or dental appointments you need to fit in before the end of the calendar year.
  • Make sure you've used all the money in your flexible spending account.
  • Max out the employer match on your 401(k). And check that you're on track to meet your personal retirement savings goals.

And while you're at it, it's also a good time to make sure you're networking and polishing your skills, says Martin Yate, author of "Knock 'em Dead: Secrets & Strategies for Success in an Uncertain World."

Sign up for a class, select a couple of industry or network events to attend (armed with business cards), and subscribe to (or renew) one of your field's top publications.

"In a world where job security is something no one can rely on," he says, "keeping job search, networking and career management skills up to speed is simply enlightened self-interest."


Slide 6 of 6
Back

 

advertisement

Show Bankrate's community sharing policy
          Connect with us
REFINANCE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed refi 4.12% --0.00 4.12%
15 year fixed refi 3.19%  0.03 3.16%
10 year fixed refi 3.23%  0.01 3.22%
 
View Rates in your area Next
Product Rate Change Last week
30K FICO-based HELOC 4.32% --0.00 4.32%
50K FICO-based HELOC 3.99% --0.00 3.99%
100K FICO-based HELOC 3.83% --0.00 3.83%
 
View Rates in your area Next
Product Rate Change Last week
60 month used car loan 2.80% --0.00 2.80%
48 month used car loan 3.00% --0.00 3.00%
60 month new car loan 3.17%  0.01 3.18%
 
View Rates in your area Next
Product Rate Change Last week
1 Year CD 0.99% --0.01 0.98%
2 Year CD 1.20% --0.00 1.20%
5 Year CD 1.82% --0.00 1.82%
 
View Rates in your area Next
Product Rate Change Last week
Balance Transfer Cards 15.80% --0.00 15.80%
Cash Back Cards 16.42% --0.00 16.42%
Low Interest Cards 11.09% --0.00 11.09%
 
Next
advertisement
FRUGAL NEWSLETTER

Discover new ways to cut costs and save more every day. Reduce your spending, not life’s pleasures. Delivered weekly.

advertisement
Partner Center
advertisement

Connect with us