smart spending

5 fixes for your own fiscal year

Get the most from your job
Slide 6 of 6
Back
Get the most from your job

With three months of 2011 left on the calendar, you still have time to make the most of those employer benefits. Check out a couple of important items, says Dallas Salisbury, president and CEO of the Employee Benefit Research Institute.

  • Verify how many vacation days you have left and when they expire.
  • Exploit unused sick days to cover doctor or dental appointments you need to fit in before the end of the calendar year.
  • Make sure you've used all the money in your flexible spending account.
  • Max out the employer match on your 401(k). And check that you're on track to meet your personal retirement savings goals.

And while you're at it, it's also a good time to make sure you're networking and polishing your skills, says Martin Yate, author of "Knock 'em Dead: Secrets & Strategies for Success in an Uncertain World."

Sign up for a class, select a couple of industry or network events to attend (armed with business cards), and subscribe to (or renew) one of your field's top publications.

"In a world where job security is something no one can rely on," he says, "keeping job search, networking and career management skills up to speed is simply enlightened self-interest."


Slide 6 of 6
Back

 

advertisement

Show Bankrate's community sharing policy
          Connect with us
REFINANCE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed refi 3.93%  0.06 3.99%
15 year fixed refi 3.12%  0.01 3.13%
10 year fixed refi 3.15%  0.05 3.20%
 
View Rates in your area Next
Product Rate Change Last week
30K FICO-based HELOC 4.56%  0.04 4.60%
50K FICO-based HELOC 4.07%  0.01 4.06%
100K FICO-based HELOC 3.83%  0.01 3.82%
 
View Rates in your area Next
Product Rate Change Last week
60 month used car loan 2.65%  0.27 2.92%
48 month used car loan 2.87%  0.08 2.79%
60 month new car loan 3.15%  0.10 3.05%
 
View Rates in your area Next
Product Rate Change Last week
1 Year CD 1.05% --0.01 1.04%
2 Year CD 1.16% --0.01 1.17%
5 Year CD 1.72%  0.04 1.68%
 
View Rates in your area Next
Product Rate Change Last week
Balance Transfer Cards 15.95%  0.07 15.88%
Cash Back Cards 16.51%  0.08 16.43%
Low Interest Cards 11.10%  0.07 11.03%
 
Next
advertisement
FRUGAL NEWSLETTER

Discover new ways to cut costs and save more every day. Reduce your spending, not life’s pleasures. Delivered weekly.

advertisement
Partner Center
advertisement

Connect with us