12 money tips from holiday 'experts'
Ol' St. Nick knows what he's doing. Making a list is crucial at holiday shopping time. Checking it twice is optional, but it's not a bad idea. If you hit the stores without your Christmas list, you're likely to overspend. Savvy shoppers like Kriss Kringle know that using a carefully crafted list saves time and money. By organizing your purchases, you'll eliminate multiple trips to the mall and reduce costly impulse buys.