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National credit card rates for June 14, 2012

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Credit Cards

  • 13.81% (all fixed)
  • 14.46% (all variable)

Credit card rates remained unchanged this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards stayed at 14.46 percent. The fixed APR stood at 13.81 percent, where it has been since the first week of March.

Issuers mailed out 260 million credit card offers in April, a third fewer than the same month last year, according to a report Tuesday from Mintel Comperemedia. That marked the lowest monthly volume in 25 months and continues a slowdown in mailings that began in December. However, Mintel noted there was no slack-off in online or social media advertising.




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Product Rate Change Last week
Balance Transfer Cards 15.77%  0.01 15.78%
Cash Back Cards 16.48% --0.00 16.48%
Low Interest Cards 10.96% --0.00 10.96%
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