credit cards

National credit card rates for March 1, 2012

Interest Rate Roundup
Credit card rate graph
Find the best credit card offers available.

Credit Cards

  • 13.71% (all fixed)
  • 14.58% (all variable)

The average annual percentage rate, or APR, for variable-rate credit cards increased 8 basis points to 14.58 percent from 14.5 percent, according to Bankrate's latest survey of interest rates. A basis point is one-hundredth of 1 percentage point. The fixed APR stayed steady at 13.71 percent. The fixed rate hasn't budged since late October.

Issuers mailed out more offers for plain-vanilla credit cards, or those with no annual fee or rewards, in the final quarter of last year compared with the same period in 2010, according to Chicago research firm Mintel Comperemedia. Plain-vanilla card offers made up 30 percent of all offers in 2011's fourth quarter versus only 13 percent in the same period in 2010.




Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.75%  0.02 15.77%
Cash Back Cards 16.45%  0.03 16.48%
Low Interest Cards 10.96% --0.00 10.96%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Jeanine Skowronski

Home Depot breach bigger than Target’s

The bad news: 56 million card were compromised. The good news: The breach has been contained.  ... Read more

Partner Center

Connect with us