credit cards

National credit card rates for Feb. 2, 2012

Interest Rate Roundup
Credit card rate graph
Find the best credit card offers available.

Credit Cards

  • 13.71% (all fixed)
  • 14.52% (all variable)

The average annual percentage rate, or APR, for variable-rate credit cards edged up 2 basis points to 14.52 percent from 14.5 percent, according to Bankrate's latest survey of interest rates. A basis point is one-hundredth of 1 percentage point. The fixed APR didn't budge from 13.71 percent, where it has stayed since late October.

MasterCard strengthened its support to bring EMV-enabled cards, named for developers Europay, MasterCard and Visa, to the U.S. The credit company Monday said it is offering a road map for merchants to transition their point-of-sale terminals or ATMs to accept EMV cards by April 2013.

EMV cards are widely used outside the U.S. and contain an embedded microprocessor that encrypts transaction data uniquely every time it is used. This technology makes it harder for thieves to steal and duplicate card information.

 

 

advertisement

Show Bankrate's community sharing policy
Advertiser Disclosure
Advertiser Disclosure

The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where and in what order products appear. This table does not include all companies or all available products.

          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.77%  0.06 15.71%
Cash Back Cards 16.48%  0.07 16.41%
Low Interest Cards 10.96%  0.10 10.86%
 
Search
advertisement
CARDS WEEKLY NEWSLETTER
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.

advertisement

Credit Card Blog

Jeanine Skowronski

Citi launches cash-back card

The bank is out with a new cash back credit card that rewards consumers for paying down their balances.  ... Read more

Partner Center
advertisement

Connect with us