credit cards

National credit card rates for Jan. 19, 2012

Interest Rate Roundup
Credit card rate graph
Find the best credit card offers available.

Credit Cards

  • 13.71% (all fixed)
  • 14.56% (all variable)

Credit card rates didn't budge this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards remained at 14.56 percent for the fifth straight week. The fixed rate stayed steady at 13.71 percent, where it has been since late October.

A survey Tuesday from showed that residents of only nine states paid down their credit card balances in December from the previous month. Delaware and Rhode Island cardholders added the most to their card debt, increasing their average balances by 5 percent to $7,423 and $6,388, respectively. Overall, the state with the highest average credit card bill was Alaska at $7,937.




Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 15.75%  0.02 15.77%
Cash Back Cards 16.45%  0.03 16.48%
Low Interest Cards 10.96% --0.00 10.96%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Jeanine Skowronski

Home Depot breach bigger than Target’s

The bad news: 56 million card were compromised. The good news: The breach has been contained.  ... Read more

Partner Center

Connect with us