National CD rates for Oct. 18, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.3% (1-year CD yields)
  • 0.96% (5-year CD yields)

Rates on long-term certificates of deposit got hit again this week.

The average five-year CD yield is down 1 basis point to 0.96 percent. The average one-year yield is 0.3 percent for the fifth week. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield is unchanged at 0.32 percent for the fifth week. The five-year yield lost 2 basis points, putting it at 0.97 percent.

Money market accounts continue to yield next to nothing -- exactly 12 basis points, or 0.12 percent.




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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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