National CD rates for Sept. 27, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.3% (1-year CD yields)
  • 0.98% (5-year CD yields)

Rates on long-term certificates of deposit inched down again in this week's rate survey.

The average five-year CD yield is down 1 basis point to 0.98 percent, a record low. The average one-year CD yield is unchanged at 0.3 percent. A basis point is one-hundredth of 1 percentage point.

Yields are just as dismal on the jumbo side. The average one-year jumbo CD yield is 0.32 percent for the second straight week. The average five-year yield is 1 percent, also for the second consecutive week.

The average money market account yield is 0.12 percent for the 12th straight week.




Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
1 Year CD 0.89%  0.01 0.88%
2 Year CD 1.01%  0.02 1.03%
5 Year CD 1.59%  0.01 1.60%
View Rates in your area Search

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.

Partner Center

Connect with us