National CD rates for Sept. 13, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.31% (1-year CD yields)
  • 1.01% (5-year CD yields)

Longer-term rates on certificates of deposit dropped this week, and the average one-year yield bounced back from last week's record low.

This week, the average one-year CD yield is up 1 basis point to 0.31 percent. The average five-year yield fell 1 basis point to 1.01 percent, a record low.

A basis point is one-hundredth of 1 percentage point.

For a deposit of $100,000, the average one-year jumbo CD yield is unchanged at 0.33 percent. The average five-year jumbo CD yield is down 1 basis point to 1.02 percent.

The average money market account yield is 0.12 percent for the 10th consecutive week.




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Product Rate Change Last week
1 Year CD 0.89%  0.01 0.88%
2 Year CD 1.01%  0.02 1.03%
5 Year CD 1.59%  0.01 1.60%
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