National CD rates for Aug. 30, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.31% (1-year CD yields)
  • 1.02% (5-year CD yields)

Rates on longer-term certificates of deposit are inching toward a historic milestone.

The traditional five-year CD yield is down 1 basis point to 1.02 percent, shockingly close to dipping below 1 percent for the first time. A deposit of $100,000 won't put you very far ahead; the five-year jumbo yield is down 1 basis point to 1.03 percent.

A basis point is one-hundredth of 1 percentage point.

The average one-year CD yield is unchanged at 0.31 percent. Also unchanged is the one-year jumbo CD yield at 0.33 percent.

For the ninth consecutive week, the average money market account yield is 0.12 percent.




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Product Rate Change Last week
1 Year CD 0.90%  0.01 0.89%
2 Year CD 1.03%  0.02 1.01%
5 Year CD 1.59% --0.00 1.59%
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