National CD rates for Aug. 9, 2012

Interest Rate Roundup
CD rate graph
Compare CD rates nationally and in your area.


  • 0.32% (1-year CD yields)
  • 1.05% (5-year CD yields)

Rates on certificates of deposit were a mixed bag this week, with longer-term maturities falling a bit while shorter terms gained.

The average one-year CD yield is up 1 basis point to 0.32 percent. The average five-year yield is down 1 basis point to 1.05 percent. A basis point is one-hundredth of 1 percentage point.

For deposits of $100,000, the average one-year jumbo CD yield is up 1 basis point to 0.34 percent. The five-year jumbo yield dropped 1 basis point to 1.06 percent.

The average money market account yield remains 0.12 percent.




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Product Rate Change Last week
1 Year CD 0.89%  0.01 0.88%
2 Year CD 1.03% --0.00 1.03%
5 Year CD 1.59%  0.06 1.65%
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