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National auto loan rates for Aug. 2, 2012

Interest Rate Roundup
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Find the best auto rates in your area.

Auto Loans

  • 4.47% (60-month, new car)
  • 5.13% (36-month, used car)

Auto loan rates were up slightly this week.

The average rates for 60-month new-car loans and 48-month new-car loans climbed 1 basis point each to 4.47 percent and 4.34 percent, respectively. A basis point is one-hundredth of 1 percentage point.

The average rate for a 36-month used-car loan also inched higher, rising 1 basis point to 5.13 percent.

New devices intended to prevent children from being left in hot cars aren't reliable enough for mass production yet, according to a new study by the National Highway Traffic Safety Administration and the Children's Hospital of Philadelphia. More than 30 children died last year of heat stroke after being left in vehicles according to the report. Unfortunately, the devices studied by NHTSA were hampered by inconsistent sensitivity, susceptibility to being disabled by spilled liquids and accidental deactivation, according to the report.

 

 

 

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Auto Averages
Product Rate +/- Last week
48 month used car loan
2.70% 2.70%
48 month new car loan
2.58% 2.58%
36 month used car loan
2.76% 2.76%
36 month new car loan
2.47% 2.47%
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Motorcycle deaths are on the rise and are now approaching an all-time high.

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