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National auto loan rates for May 3, 2012

Interest Rate Roundup
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Auto Loans

  • 4.5% (60-month, new car)
  • 5.19% (36-month, used car)

Auto loan rates were mixed this week, with new-car loan rates holding steady but used-car rates falling to another round of record lows in Bankrate's survey.

The average rates for 48-month and 60-month new-car loans each held steady at 4.39 percent and 4.5 percent, respectively.

Used-car loan rates fell below their previous record lows. The average rate for a 36-month used-car loan fell 2 basis points to 5.19 percent. A basis point is one-hundredth of 1 percentage point.

After years of declining sales, cars with manual transmissions are coming back in a big way, according to a report in USA Today. In the first quarter of this year, 6.5 percent of new vehicles sold had stick shifts, the highest share that manual transmissions have had since 2006, according to the report.

 

 

 

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Auto Averages
Product Rate +/- Last week
48 month used car loan
2.92% 2.93%
48 month new car loan
2.45% 2.45%
36 month used car loan
2.88% 2.88%
36 month new car loan
2.29% 2.30%
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More Americans will take car road trips this Memorial Day weekend than last, says AAA.

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