Follow Us: Google+
 
Bankrate.com

mortgage

Mortgage Rate Trend Index

 
 

Will rates go up, down or remain unchanged?

Polyana da CostaPolyana da Costa
Mortgage reporter, Bankrate.com
If Friday's jobs report is disappointing, it will help keep mortgage rates low for a few days. Also, Portugal's debt was downgraded this week. To investors, that's another sign that the European debt problem could turn into a global economic disaster.
Chris KarageorgeChris Karageorge
Senior home loan adviser, Universal American Mortgage Company, Wayzata, Minn.
I expect rates to increase over the next week or so, but only slightly. We caught a nice dip due to the European crisis. I expect the U.S. market to begin to correct, but news about European markets should keep rates fairly tame.
Greg McBrideGreg McBride, CFA
Senior financial analyst, Bankrate.com
If job growth disappoints again, mortgage rates will move lower.
Michael BeckerMichael Becker
Mortgage banker, WCS Funding Group, Lutherville, Md.
Last week the stock market rallied and Treasuries sold off, resulting in higher mortgage rates. The biggest reason for the rally in stocks and selloff in bonds was news that the Greek parliament had passed austerity measures that would help "solve" their debt crisis. This week, Moody has downgraded Portugal's debt and Portugal and Ireland's bond yields are spiking. This continuation of the European debt crisis combined with what I expect to be a weak nonfarm payroll report on Friday should help push mortgage rates lower in the coming week.
Dan GreenDan Green
Waterstone Mortgage, author of TheMortgageReports.com, Cincinnati
Greece continues to weigh on MBS. Mortgage rates fall.
Barry HabibBarry Habib
CEO, Mortgage Market Guide, Holmdel, N.J.
Lower rates off weak jobs data and retreat in stocks.
John WalshJohn Walsh
President, Total Mortgage Services, Milford, Conn.
This could be the final week of downward movement for mortgage rates for some time. Weakness in U.S. employment data is likely to keep rates in an attractive neighborhood this week. Yet pain may be on the horizon as the lack of Federal Reserve stimulus and the reality of the U.S. debt crisis take precedence later in the month.
 
advertisement

Show Bankrate's community sharing policy
            Connect with us
Compare Mortgage Rates
Zip code:
Product:



advertisement
Most Read
  1. 10 ways to turn off a homebuyer
  2. No more Social Security at 62?
  3. Danny Bonaduce's home for rent
  4. Chrysler refuses 2.7M car recall
  5. 5 frugal ways to expand living space
  6. Naughty things credit card won't buy
  7. Track unclaimed insurance money
  8. Celebrity estate planning mistakes
  9. 12 meanest cars for the environment
  10. Negotiate best sale price on 1st home
Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.94% 4.03%
15 yr fixed mtg
3.07% 3.18%
5/1 ARM
2.82% 2.79%
30 yr fixed mtg refi
3.94% 4.01%
View rates in your area:
 

Feeling lost in the mortgage wilderness?

Let Bankrate's Mortgage Analysis be your GPS. This newsletter tracks our exclusive mortgage features, rates and tools. Delivered Thursdays.
 
advertisement
The latest monthly survey shows builder confidence is soaring.
Partner Center
advertisement

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.