Mortgage Rate Trend Index


Will rates go up, down or remain unchanged?

Polyana da CostaPolyana da Costa
Mortgage reporter, 
I don't think we'll see much movement in rates in this uncertain economic climate. Many are expecting rates to spike soon because of rising inflation and energy prices, but I don't think it's going to happen any time soon. Rates will remain stable for the next couple of weeks, unless a major event takes place.
Holden LewisHolden Lewis
Assistant managing editor,
In Bankrate's weekly survey, rates have been remarkably steady, staying within a range of one-eighth of a percentage point for a month. This could continue until June, when the Fed's latest round of quantitative easing is scheduled to end.
Greg McBrideGreg McBride
CFA, senior financial analyst,
No surprises from the Fed and expectations of soft first-quarter GDP are enough to keep a lid on mortgage rates for another week.
Chris KarageorgeChris Karageorge
Senior loan officer, Universal American Mortgage Company, Wayzata, Minn.
Stick with the trend until it tells you something different.
David KuiperDavid Kuiper
Mortgage planner, First Place Bank, Holland, Mich.
Mortgage bonds rallied late last week and the early part of this week on less optimistic corporate earnings reports, coupled with a likely economic slowdown, which allowed for mortgage interest rates to improve slightly. Potential inflation, increased home sales and building starts, and new pricing models lenders were forced to adapt earlier this month provide headwinds to improved pricing. We'll continue to see rates remain very favorable in a narrow range.
Rebecca R. MadejRebecca R. Madej
Mortgage consultant, Cunningham & Company Mortgage Bankers, Charlotte, N.C.
We might see some MBS (mortgage-backed securities) benefit from concerns that the economic outlook isn't as strong as recently thought, but rates aren't likely to improve due to pressure from inflation.
Bob MoultonBob Moulton
President, Americana Mortgage Group, Manhasset, N.Y.
Rates should remain stable.

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Mortgage rates in Los Angeles

See this week's average rates for the 30-year fixed-rate mortgage, 15-year fixed-rate mortgage, 5/1 ARM and 30-year jumbo mortgage in Los Angeles.  ... Read more


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