Mortgage Rate Trend Index


Will rates go up, down or remain unchanged?

Dan GreenDan Green
Waterstone Mortgage, author of, Cincinnati
The Fed keeps it unanimous this week, quieting inflation hawks. And mortgage rates.
Dick LepreDick Lepre
Senior loan officer, RPM Mortgage, San Francisco
The techs are indicating lower Treasury yields and mortgage rates. This will not be a big move, but probably 0.125 percent lower than present. The (Standard & Poor's) questioning of the long-term status of U.S. Treasury debt serves notice that unless those in Washington, D.C., agree on a plan for fiscal sustainability, some day in the next two years we are going to wake up and find that the world's appetite for Treasury debt has diminished and Treasury yields will spike dramatically. The starting point for a solution is Simpson-Bowles. The problem is that supporting fiscal sustainability is incompatible with re-election.
Mitch OhlbaumMitch Ohlbaum
Vice president of business development, Mortgage Capital Associates, Los Angeles
The 10-year is trading at 3.39 percent, which is way down from its high earlier this year of almost 4 percent. We are experiencing a very unique market right now with so many variables affecting rates. It seems that the interest rate market is more interested in what the Fed is thinking and saying (or not saying) than the economics. Everyone is waiting for Bernanke's first press conference (on April 27) where he will "speak freely." All eyes are also on the June ending of QE2.

Show Bankrate's community sharing policy
          Connect with us

Timely market news and advice for consumers ready to buy, sell or invest in real estate. Delivered weekly.


Crissinda Ponder

Student debt is a homebuying obstacle

More than half of consumers say student loan debt is at least somewhat of an obstacle to buying a home, according to a new survey.  ... Read more

Partner Center

Connect with us