Mortgage Rate Trend Index


Will rates go up, down or remain unchanged?

Greg McBrideGreg McBride
CFA, Senior financial analyst,
Treasury debt auctions and the heavy economic calendar through the balance of the week will push mortgage rates slightly higher, but not enough to break out of the range seen since mid-December.
Holden LewisHolden Lewis
Mortgage editor,
The overall trend for mortgage rates is upward. Day to day and week to week they can move in any direction. But if you're betting money on the direction of mortgage rates -- and you are placing a bet when you decide whether or not to lock -- the long-term odds favor an increase in rates. If you float, you're betting against the casino, in essence.
Cameron FindlayCameron Findlay
Chief economist,, Charlotte, N.C.
The new Fannie Mae Loan Level and Adverse Market Condition grids will take effect April 1 but pricing to borrowers will be impacted within the new week or two, given the April 1 date for loan delivery. For someone with a 700 FICO at 80 percent LTV (considered a good credit customer) Fannie Mae will double (yes, double) the pricing adjustment they place on your loan, for someone with a $200,000 loan that will add about $800 in additional cost.
Dan GreenDan Green
Waterstone Mortgage, author of, Cincinnati
The mini rally is over. Rates resume rising.
Dick LepreDick Lepre
Senior loan officer, RPM Mortgage, San Francisco
The Treasury techs are bearish and indicative of slightly higher rates. The daily tech has waffled but the weekly, while near the end of a bear cycle, is going to create at least another week of misery and higher yields.
Rebecca R. MadejRebecca R. Madej
Mortgage Consultant, Cunningham & Company Mortgage Bankers, Charlotte, N.C.
We've seen a dip the last few days, but I believe we're heading up.
Bob MoultonBob Moulton
President, Americana Mortgage Group, Manhasset, N.Y.
Rates are on the rise.

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Claes Bell

Mortgage rates in Los Angeles

See this week's average rates for the 30-year fixed-rate mortgage, 15-year fixed-rate mortgage, 5/1 ARM and 30-year jumbo mortgage in Los Angeles.  ... Read more


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