Mortgage Rate Trend Index


Will rates go up, down or remain unchanged?

Panel Prediction
Will rates rise or remain relatively unchanged? Experts and Bankrate analysts predict where mortgage rates are headed over the next week.

This week (Jan. 13-Jan. 19), 56 percent of the panelists believe mortgage rates will remain relatively unchanged (plus or minus 2 basis points) over the next week or so and 44 percent believe rates will rise. No respondents expect mortgage rates to fall.

Click on the three tabs above to read the comments and rate predictions of mortgage experts and Bankrate analysts.

About the Rate Trend Index surveys experts in the banking and mortgage fields to see if they believe certificate of deposit and mortgage rates will rise, fall or remain relatively unchanged. For the deposit index, the panel comprises banks, thrifts and credit unions that directly offer FDIC-insured certificates of deposit to the end consumer. For the mortgage index, the panel comprises mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers. Results from's CD Rate Trend Index will be released monthly. Results from's Mortgage Rate Trend Index will be released each Thursday.

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