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Mortgage Rate Trend Index

Industry experts and Bankrate commentary
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Will rates rise or remain relatively unchanged? Experts and Bankrate analysts provide their insights.

This week (May 19 – May 26) the experts say: Fifty-two percent of the panelists believe mortgage rates will remain unchanged over the next week, (plus or minus 2 basis points). Twenty-four percent believe rates will rise over the next week or so. Twenty-four percent think rates will fall.

See what the experts say ...

About the Bankrate.com Rate Trend Index
Bankrate.com surveys experts in the banking and mortgage fields to see if they believe certificate of deposit and mortgage rates will rise, fall or remain relatively unchanged. For the deposit index, the panel comprises banks, thrifts and credit unions that directly offer FDIC-insured certificates of deposit to the end consumer. For the mortgage index, the panel comprises mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers. Results from Bankrate.com's CD Rate Trend Index will be released monthly. Results from Bankrate.com's Mortgage Rate Trend Index will be released each Thursday.

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.77% 3.60%
15 yr fixed mtg
2.88% 2.74%
5/1 ARM
2.66% 2.54%
30 yr fixed mtg refi
3.76% 3.58%
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