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Mortgage Rate Trend Index

Will rates go up, down or remain unchanged?
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No ChangeInflation concerns have eased a bit, putting downward pressure on interest rates. But worries about European debt markets have also cooled, eliminating some of the "flight to safety" bid in Treasuries. Result: Little net movement in financing costs.

Mike Larson, interest rate and real estate analyst, MoneyandMarkets.com, Jupiter, Fla.

About the Bankrate.com Rate Trend Index
Bankrate.com surveys experts in the banking and mortgage fields to see if they believe certificate of deposit and mortgage rates will rise, fall or remain relatively unchanged. For the deposit index, the panel comprises banks, thrifts and credit unions that directly offer FDIC-insured certificates of deposit to the end consumer. For the mortgage index, the panel comprises mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers. Results from Bankrate.com's CD Rate Trend Index will be released monthly. Results from Bankrate.com's Mortgage Rate Trend Index will be released each Thursday.

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