Mortgage Rate Trend Index

Will rates go up, down or remain unchanged?
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No ChangeA struggling stock market and the European debt crisis continue to make mortgage-backed securities (and other bonds) an attractive "safe haven" for investor dollars. This, coupled with no threatening inflation data, lead me to believe that we'll continue to see today's low mortgage interest rate environment for the near term. While we certainly don't want to wish for negative economic news, we've been given this little "gift," so if you're considering buying, building or refinancing, now is an incredible time to do so.

David Kuiper, mortgage planner, First Place Bank, Holland, Mich.

About the Rate Trend Index surveys experts in the banking and mortgage fields to see if they believe certificate of deposit and mortgage rates will rise, fall or remain relatively unchanged. For the deposit index, the panel comprises banks, thrifts and credit unions that directly offer FDIC-insured certificates of deposit to the end consumer. For the mortgage index, the panel comprises mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers. Results from's CD Rate Trend Index will be released monthly. Results from's Mortgage Rate Trend Index will be released each Thursday.


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