Mortgage Rate Trend Index

Will rates go up, down or remain unchanged?
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No ChangeThe European debt problem isn't going away in a week. I'm only saying "unchanged" because my brain won't let me fathom the idea of rates going even lower. It has to be a good idea to lock right now.

Chris Karageorge, senior home loan adviser, Universal American Mortgage Company, Wayzata, Minn.

About the Rate Trend Index surveys experts in the banking and mortgage fields to see if they believe certificate of deposit and mortgage rates will rise, fall or remain relatively unchanged. For the deposit index, the panel comprises banks, thrifts and credit unions that directly offer FDIC-insured certificates of deposit to the end consumer. For the mortgage index, the panel comprises mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers. Results from's CD Rate Trend Index will be released monthly. Results from's Mortgage Rate Trend Index will be released each Thursday.


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