Chapter 1: Should you buy or rent?
There's no easy answer. Emotions, family and personal reasons all come into play in any home-buying decision.Chapter 2: How mortgages work
You can get a mortgage in many places, but they all share the same characteristics. We explain.Chapter 3: Your mortgage payment
Your monthly payment is determined by the rate and the amount of the loan, but there's much more to it.Chapter 4: Paperwork and fees
Prepare to gather a lot of paperwork, negotiate your loan terms and make sense of all the fees.Chapter 5: Underwriting
Prepare to gather a lot of paperwork, negotiate your loan terms and make sense of all the fees.Chapter 6: Closinga
It's your last chance to alter the deal, and the last chance for someone to sneak something past you.Chapter 7: Ownership, after closing
You have the keys, but you're not done. Your mortgage needs periodic maintenance, too. advertisementRelated Links:Mortgage or credit card debt? Which to pay firstUsing an IRA for a down payment, tax-freeWorried worker: Spend savings on mortgage?Related Articles:Mortgage vs. card debt?Time to re-refi mortgage?Interest Rate Roundup
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