• Chapter 1: Should you buy or rent?

    There’s no easy answer. Emotions, family and personal reasons all come into play in any home-buying decision.


  • Chapter 2: How mortgages work



    You can get a mortgage in many places, but they all share the same characteristics. We explain.


  • Chapter 3: Your mortgage payment



    Your monthly payment is determined by the rate and the amount of the loan, but there’s much more to it.


  • Chapter 4: Paperwork and fees



    Prepare to gather a lot of paperwork, negotiate your loan terms and make sense of all the fees.


  • Chapter 5: Underwriting



    Prepare to gather a lot of paperwork, negotiate your loan terms and make sense of all the fees.


  • Chapter 6: Closing

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    It’s your last chance to alter the deal, and the last chance for someone to sneak something past you.



  • Chapter 7: Ownership, after closing



    You have the keys, but you’re not done. Your mortgage needs periodic maintenance, too.

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