Financial meltdown: then and nowMortgage:
Mortgage rates have been low since the Federal Reserve cut the federal funds rate to near zero. Is it time to refinance or buy a first home?Find the best mortgage ratesMortgage Matters blogMortgage Rate Trend IndexThen: 9/20085.99%Now: 9/20095.16%CD:
While yields on CDs have declined, many fled to the safety of an investment with a guaranteed return. Learn how to take advantage of CD investing.Find the highest-yielding CDsCD Rate Trend IndexBoost your CD ratesThen: 9/20083.69%Now: 9/20091.59%Money market accounts:
Like CDs, money market rates have declined. Still for emergency savings, a money market account is a good vehicle. See where to start.Find best money market ratesVideo: When to keep savings liquidSafe havens for your savingsThen: 9/20082.40%Now: 9/20091.15%Consumer debt difference (revolving):
When the financial crisis hit, Americans changed their debt habits. Jump on the debt pay-down bandwagon using these resources.10 causes of debtDebt pay-down calculator9 smart debt management moves in 2009Then: 9/2008$975.2
BillionPersonal savings rate:
As Americans paid down their debt, they began saving more, despite low yields. Where is the best place to save?2009 Savings Guide: Saving in a low-yield worldBuilding liquid savings3 smart ways your child can saveThen: 9/20082.20%Now: 9/20094.20%Unemployment rate:
Lost your job or fear that you will? Take action with these tips.Unsure of layoff? Save for your job loss now15 tips to survive a job loss7 steps to security after a job lossThen: 9/20086.20%Now: 9/20099.70%Bank failures:
Bank failures became a weekly occurrence in 2009. What should you know about your bank?How safe is your bank? Check Bankrate's Safe & Sound ratingsWhat happens when a bank fails?FDIC insurance protects your money (except when ...)Then: 200825As of: 9/200994Personal bankruptcies:
Plummeting house prices, overextended borrowers and the decline in the stock market combined to send many consumers into bankruptcy. Here's help.What is bankruptcyBankruptcy Adviser Q&ADo's and don'ts to ease bankruptcyThen: 20081,074,225As of: 8/2009928,000 Back to: Financial meltdown: What now?
Back to: Financial meltdown: What now?
See this week's average rates for the 30-year fixed-rate mortgage, 15-year fixed-rate mortgage, 5/1 ARM and 30-year jumbo mortgage in Los Angeles.
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