DelawareItemDelawareU.S. averageOrigination fees Loan amount$200,000200,000Points ($)$963$1,043Application fee$244$250Commitment fee--$371Document preparation$351$291Mortgage broker, origination or lender fees$750$779Processing$384$386Tax service$67$67Underwriting$175$201Wire transfer$15$16 Title and closing fees Appraisal$322$343Attorney, closing or settlement fee$406$362Credit report$21$22Flood certification$14$14Pest and other inspection$55$60Postage / courier$32$35Survey$214$144Title insurance$596$663;Title work: Title search, plat drawing, name search, endorsements$187$196 Total average fees$2,984$3,024NOTE: Not every lender charges for every item. The averages shown are for those that do charge for the item. This chart omits taxes and government fees such as documentary stamps, which can vary between cities and counties. It also omits escrow and prepaid items, which will vary by what day in the month and what month in the year you have your closing.Source: Bankrate.com research advertisementRelated Links:Rates at 50-year lowRate Roundup: March 26Skip biweekly mortgageRelated Articles:Rate recordCost of fleeing mortgageRate Trend Index
NOTE: Not every lender charges for every item. The averages shown are for those that do charge for the item. This chart omits taxes and government fees such as documentary stamps, which can vary between cities and counties. It also omits escrow and prepaid items, which will vary by what day in the month and what month in the year you have your closing.
Source: Bankrate.com research
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