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Spring 2011 Mortgage Trends
Handing over house keys
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5 housing trends in spring 2011

Foreclosures flood the market
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Foreclosures flood the market

This year, sellers' biggest competition might not just be a neighbor with a pool. Bargain-basement foreclosures have flooded most markets, putting the prices of others' homes at a competitive disadvantage.

But sellers can beat the deadbeats.

  • If you're a homeowner who has been paying on time, that can go a long way with buyers.
  • Provide market analysis of comparable homes sold in the last few months, with foreclosures broken out.
  • Forget about making a killing on your home. Price aggressively.

 

 

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Mortgage Overnight Averages
Product Rate +/- Last week
30 yr fixed mtg
3.73% 3.65%
15 yr fixed mtg
2.85% 2.79%
5/1 ARM
2.60% 2.59%
30 yr fixed mtg refi
3.72% 3.64%
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Another indicator of an improving housing market: Realtor income is up.
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