Debt Management 2006Bad credit When your credit rating is in a deep hole it's tough to get a good foothold.What happens before, during and after bankruptcy 2yearsPurchase home •A home can be purchased 18 to 24 months after a personal bankruptcy discharge, depending on a positive credit history.•Interest rates may be an estimated 2 points to 3 points higher than conventional rates.< | > << Previous story | Next story >> TABLE OF CONTENTS Reports and scores No credit Bad credit •Debt-o-meter •Getting in trouble •Bad credit hurts •Emergency plan •There's still a card for you •Bankruptcy myths Mixed credit Good credit Getting help Tools to useadvertisementreplacecontent-tcm:8-9262
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Dear Debt Adviser, A few years back, I had a credit card as well as a credit line with a store. I had an outstanding debt for some time, though I was eventually able to pay it. Now, on my credit report, those debts appear... Read more