debt

A bankruptcy timeline

Debt Management 2006

Bad credit

 When your credit rating is in a deep hole it's tough to get a good foothold.
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What happens before, during and after bankruptcy
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2yearsPurchase home
 
A home can be purchased 18 to 24 months after a personal bankruptcy discharge, depending on a positive credit history.
Interest rates may be an estimated 2 points to 3 points higher than conventional rates.
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Home Equity Loan Rate Search

Compare local home equity rates
30K FICO-based HELOC average
5.31%
Home equity
This is the daily overnight average for a $30K HELOC.
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Home Equity Averages
Product Rate +/- Last week
30K HELOC
5.31%
5.33%
30K Home Equity Loan
8.35%
8.39%
50K HELOC
5.06%
5.07%
75K Home Equity Loan
8.84%
8.89%
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