A roll of money with a 100 dollar bill on top with a money clip with a t "?" on it and a dirty white background
10 bad habits that lead to debt disaster

How do your personal finances measure up?
Select one of our quizzes below and see how you measure up when it comes to testing your debt knowledge.
Topic: No credit
Having no credit rating is often considered as bad as or worse than having bad credit. Why? Begin the "No credit" quiz.
Topic: Bad credit
Having a bad credit rating usually means you will be denied the ability to borrow money or that you will have to pay significantly higher rates to borrow it. Begin the "Bad credit" quiz.
Topic: Mixed credit
An average credit score generally means lenders will consider you a good risk. But you can always improve it, and the more you do, the more money you will save. Begin the "Mixed credit" quiz.
Topic: Good credit
A "good" credit score -- generally starting in the mid-700s -- can mean a difference of more than $500 on a $200,000 mortgage, not to mention lower credit card rates. Begin the "Good credit" quiz.

Show Bankrate's community sharing policy
          Connect with us
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.

Debt Adviser

How do I overcome fear of poverty?

Dear Debt Adviser, For most of my life, I made very little money. I struggled with bad credit and had my car repossessed. Recently, though, my financial fortunes have changed for the better. I now earn more than $12,000... Read more

Partner Center

Connect with us