insurance

11 ways to avoid hurricane damage

Storm panels
Storm panels © Dennis Tokarzewski/Shutterstock.com

Storm panels

Corrugated steel or aluminum shutters bolted over your windows and doors are one of the best ways to protect a home from flying debris. Storm panels vary in thickness and attach to window exteriors with a system of tracks and bolts. When tracks are installed permanently around the house, the shutters can be attached quickly and easily when a storm is approaching.

  • Cost: Prices for steel or aluminum storm panels run from $7 to $15 per foot of coverage.
  • Effect on home insurance: Can be significant depending on state and carrier.
  • Pros: One of the most inexpensive permanent shutter systems, the panels are strong and can protect from almost any flying debris. Can be deployed quickly before a storm and removed quickly afterward.
  • Cons: Panels require a large space for storage. They can be difficult to install, depending on the size of windows and number of stories on your home, and you may need extra help. Some shutters have sharp edges.

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