insurance

11 ways to avoid hurricane damage

Flood barriers
Flood barriers © Sleeping cat/Shutterstock.com

Flood barriers

While there is little a homeowner can do to prepare for a hurricane's 20-foot storm surge on the coast, there are several products that can help protect inland residents from minor flooding.

Sandbags remain the least expensive option (many counties give them away for free), but they are heavy and it takes hundreds of bags and lots of help to make a solid barrier around a home.

Other types of flood barriers include powder-filled absorbent door dams, water-filled tubes, expanding bags and portable walls that can be quickly deployed in the event of a flood.

  • Cost: The price varies from a couple hundred dollars up to tens of thousands of dollars to completely surround a home, depending on product and protection level.
  • Effect on home insurance: None.
  • Pros: Barriers are effective in preventing minor floodwaters from entering the home. Some products are easy to install and can be deployed just before a storm.
  • Cons: The products can be expensive and time-consuming to deploy, and they're ineffective if floodwaters rise above the height of the barrier.

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