5 traffic tickets costliest for car insurance

Ticket: Speeding
Ticket: Speeding © John Roman Images/

Ticket: Speeding

Average premium increase: 21% to 30%

As with repeat drunken driving violations, multiple speeding tickets will bring you ever-increasing insurance costs. Get enough of them and you can bet your insurance will be canceled, say the experts.

Insurers initially may waive one speeding ticket if it's within 10 mph over the limit, Hunter says. Some states won't even record the ticket if you take a safe-driving class.

Still, found that speeding leads to these average increases in premiums:

  • 21 percent, if you were caught going 1 to 15 mph over the speed limit.
  • 28 percent, for going 16 to 30 mph over the limit.
  • 30 percent, for going at least 31 mph over the limit.

Chronic lead-foots also pay higher traffic fines with each ticket -- up to $2,000 or more, depending on the state. And some states impose jail time.

NHTSA estimates that speeding is involved in nearly one-third of all fatal crashes, claiming about 10,000 lives each year.


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