insurance

5 traffic tickets costliest for car insurance

Ticket: Driving under the influence
Driving under the influence © Lisa F. Young/Shutterstock.com

Average premium increase: 93 percent

Call it DUI or DWI, a drunken driving violation will hike your insurance costs more than any other, nearly doubling your premium, InsuranceQuotes.com found.

Your insurance company might give you a "pass" on some traffic tickets, especially if it's your first time, but not on drunken driving, warns J. Robert Hunter, insurance director for the Washington, D.C-based Consumer Federation of America.

Have a few too many -- in more ways than one -- and you'll likely lose your insurance, says Luedke. "It becomes a situation where we can't charge enough in premiums to match the risk."

How serious is the risk? The most recent numbers from the National Highway Traffic Safety Administration, or NHTSA, show that drunken driving killed someone an average of every 51 minutes during 2012.

Drivers who have a blood-alcohol level of at least 0.08 (the legal limit) and are involved in traffic deaths are four times more likely to have had prior DUIs than sober drivers, NHTSA says.

advertisement

Show Bankrate's community sharing policy
          Connect with us
advertisement
CD & INVESTING NEWSLETTER

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.

Blog

Crissinda Ponder

Court chaos on Obamacare

Courts have issued conflicting rulings on the insurance subsidies at the heart of the Affordable Care Act.  ... Read more

advertisement
Partner Center
advertisement

Connect with us