5 things most Obamacare plans won't cover

Health Insurance » Obamacare » 5 Things Most Obamacare Plans Won't Cover

Weight-loss surgery
Weight-loss surgery © Suzanne Tucker/

Weight-loss surgery

You're not likely to find many Obamacare plans that pay for bariatric, or weight-loss, surgery because those procedures are largely not covered by health insurance in general, says Sabrina Corlette, project director at Georgetown University's Health Policy Institute in Washington, D.C.

"Many of those kinds of interventions that are specifically targeted toward weight loss have historically been excluded from both employer and individual policies," she says.

More than two dozen states allow insurers to offer exchange plans that won't pay for obesity treatments, according to Kaiser Health News.

But weight-loss surgery may still be covered on a case-by-case basis, says Cheryl Fish-Parcham, who monitors private insurance for the Washington-based consumer group Families USA.

"Some plans will say, 'We cover weight-loss surgery in the case of morbid obesity when your body mass index exceeds (a certain) amount,'" she says.

Review health insurance costs to find the plan best for you.


Show Bankrate's community sharing policy

Connect with us