There's more to life insurance than a contract that protects your family when you die. Depending on the type of insurance policy, it can be tapped for cash during a rough financial patch, sold when it is no longer needed or provide money for your heirs.

Then there are the special circumstances. Look behind the scenes at what it takes to insure the rich and famous and learn from insurance companies what makes your life insurance rates soar.

• Insuring the rich and famous
  Take a behind-the-scenes look at what it takes to protect celebrities and the super-rich.
• Living off your life insurance
  Some types of life insurance can be tapped for cash, if you know how to access it.
• 5 tips for selling your life insurance
  Trading your life insurance for cash might seem creepy, but these tips help you profit.
• Life insurance for your heirs
  One of the most misunderstood life insurance policies could save your heirs a bundle.
• Top 10 health hazards for life insurers
  Use these tips for navigating the new credit environment and getting the most from your cards.