Don't miss car insurance green car discounts
Cutting down on paper statements isn't just good for the planet. It also helps to reduce business costs. A few insurance companies, such as AIC, are passing the savings along by giving a monthly discount to people who receive their statements by email, Knight says. Through its "e-sign" program, Progressive will immediately knock $50 off the price of an auto policy if you sign your documents online when you buy.
You might already know that if you reduce your mileage -- and thus your carbon footprint -- you'll see savings on your insurance bill. Some companies, such as Travelers, also offer car insurance "green car" discounts of up to 10 percent if you drive a fuel-efficient hybrid vehicle. The hybrid cars aren't necessarily safer, insurance experts say, but the people who go out of their way to buy and drive them are seen as a better risk.