Get car insurance early shopping discounts
Early shopping discounts
Getting an early start on things when it's time to renew your policy can put some money in your pocket. Some insurance companies, such as Travelers Insurance and Allstate, give discounts of as much as 10 percent if you switch to them before your next premium is due. To take advantage of these car insurance early shopping discounts, you should start looking at least two weeks before your current policy is up.
But before you jump, there's one more call you should make. Ask your current provider if it will match the competitor's early switcher discount with a renewal discount. Chances are if you're a good customer with a stellar driving record, the insurer will match the deal in order to keep you, says Knight.
Some car insurance providers do reward loyalty. For example, in California, State Farm offers a discount if your car has been insured with the company for at least a year. The potential savings increase each year for up to six years.