Don't miss car insurance anti-theft discounts
Safety features that come with a car, such as air bags or anti-lock brakes, often mean reduced insurance premiums. But you might not realize that you can save money on the comprehensive portion of your insurance by installing anti-theft measures including: car alarms; fuel or ignition cutoff switches; stolen-car tracking systems such as LoJack; and VIN etchings, or engravings of your vehicle identification number on your windshield and windows.
A built-in system to deter thieves means an up to 25 percent reduction in the cost of Geico's comprehensive coverage. Allstate offers car insurance anti-theft discounts of up to 10 percent.
As you consider anti-theft devices, keep in mind that it pays to shop around. Some car dealers will charge you hundreds of dollars for VIN etching, for example, while membership organizations such as AAA occasionally provide the service for free. You can also buy VIN etching kits for $20 to $30.