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Teenage drivers

A driver's license is still a rite of passage for most teenagers.

The age for learners' permits, restricted licenses and unrestricted licenses varies from state to state, but at some point your teenager will begin driving.

"Adding a teen driver to your policy is one of the most obvious changes affecting an auto insurance premium," Lankford says. "A teenage girl can increase premiums by 50 percent in some cases, and adding a teenage boy can double the price."

She says some insurers treat teen drivers differently than others. "Some don't want teen drivers at all," she says. "It's a good time to shop around."

Still, some insurers offer relief for teen-driver premium increases through discounts for good grades and completion of driver-education classes.


 

 

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