insurance

5 tips for maximizing employee health care

Counting on wellness
Next
Slide 3 of 6
Back
Counting on wellness

Employers really want you to be healthy.

So, they're offering you a carrot -- and a stick -- for staying fit and trim. Carrots may include smoking cessation programs, gym membership discounts, weight loss programs, personal health coaching and classes in nutrition or healthy living. Almost 74 percent of employers offering health benefits provide a wellness program, according to a Kaiser Family Foundation 2010 study.

The stick approach penalizes poor employee health. It springs from health risk assessments given by your employer. Employers may later raise your health insurance premium, change your plan or demand that you participate in, say, a smoking cessation program if you have health problems.

"There's been a whole evolution in thought by employers," says Rosen. "Health risks carry consequences."


Next
Slide 3 of 6
Back

 

 

 

advertisement

Show Bankrate's community sharing policy
          Connect with us

Compare multiple quotes in just 6 minutes

Get competing rates from top companies including:
advertisement
CD & INVESTING NEWSLETTER

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.

Blog

Jay MacDonald

Home insurance goes uptown

Travel, trusts and green building coverage set new Fireman's Fund home policy above the rest.  ... Read more

advertisement
Partner Center
advertisement

Connect with us