How Do I

A full listing of Bankrate's step-by-step advice for readers and their money moves from checking a credit report to buying a new car

Archive

How do I choose a 529 plan?

Article: First decide what type of 529 plan you want, then research the plans of your state and others.

How to do credit card balance transfer

Article: Moving credit card debt to a low-interest card can be a smart financial move -- if you do it right.

How do I: Find the best car loan rate?

Article: A step-by-step guide to finding the best car loan rate.

How do I ... Consolidate my student loans?

Article: Consolidating your student loans can halt the barrage of bills after graduation.

How do I: Decide if a lower rate is worth more points?

Article: Follow these tips to determine if it's worth paying points to get a lower rate.

How do I: Find a college scholarship?

Article: Scholarships are one of the best ways to take some of the cost out of ever-rising tuition.

How do I: Improve my credit score?

Article: When you think of the phrase "credit score," you're probably thinking of a number between 350 and 850.

How do I: Get my credit report?

Article: You should review your report at least once a year to be sure it's accurate and to check for identity fraud.

How do I ... Choose a home equity loan or a HELOC?

Article: Step by step guide to choosing between a home equity loan or a HELOC.

How do I: Open a 529?

Article: A step-by-step guide to opening a 529 college savings account.

List of all archives

About this index

Overnight Averages

Product	Rate	+/-	Last week
30 yr fixed mtg	3.77%		3.60%
15 yr fixed mtg	2.88%		2.74%
5/1 ARM	2.66%		2.54%

View rates in your area:

Product	Rate	+/-	Last week
$30K HELOC	4.98%		4.99%
$30K home equity loan	6.17%		6.19%
$50K HELOC	4.56%		4.56%

View rates in your area:

Product	Rate	+/-	Last week
48 month used car loan	2.92%		2.93%
48 month new car loan	2.45%		2.45%
36 month used car loan	2.88%		2.88%

View rates in your area:

Product	Yield	+/-	Last week
6 month CD	0.45%		0.41%
1 yr CD	0.67%		0.62%
5 yr CD	1.24%		1.22%

Compare rates:

Product	Rate
Balance Transfer Cards	15.92%
Cash Back Cards	16.34%
Low Interest Cards	11.01%

Compare rates:

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