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Archive

How Do I -- Mortgages

Keep it simple! Bankrate’s How Do I series offers simple, step-by-step guidance for life’s money moves. Here’s what you need to know about mortgages.
Mortgages archive
How do I … Decide if I should rent or buy a home?
Article: Owning a home is not the right choice for every person.
2009-01-25T07:00:00
How do I ... Understand my mortgage?
Article: Here's a guide to finding out what type of mortgage you have, and its terms and conditions.
2009-09-19T00:00:00
How do I … Find the best mortgage rate?
Article: Follow these tips to get the best rate on a mortgage, whether you're buying your first home or refinancing an existing one.
2008-12-01T11:30:00
How do I … Decide if a lower rate is worth more points?
Article: Follow these tips to determine if it's worth paying points to get a lower rate.
2008-12-01T14:07:00
Chapter 5: Underwriting
Article: A lot of steps have to be taken between the application and the closing. Here's how you can help the process.
2005-04-01T00:00:00
List of all archives
Mortgage Rates
High Yield CD and MMA Rates
Other Rates
About this index
Overnight Averages
Product Rate +/- Last week
30 yr fixed
4.96%
5.03%
15 yr fixed
4.53%
4.56%
5/1 ARM
4.21%
4.19%
View rates in your area:
Product Rate +/- Last week
30K HELOC
5.29%
5.27%
30K Home Equity Loan
8.36%
8.32%
50K HELOC
5.02%
4.99%
View rates in your area:
Product Rate +/- Last week
48 Mo Used Car
7.02%
7.10%
48 Mo New Car
6.79%
6.80%
36 Mo Used Car
7.15%
7.22%
View rates in your area:
Product Yield +/- Last week
6 Mo CD
1.23%
1.27%
1 Yr CD
1.75%
1.72%
5 Yr CD
2.93%
2.94%
Compare rates:
Product Rate
Low Interest Cards 9.71%
Balance Transfer Cards 14.54%
All Variable 11.68%
Compare rates:  
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