home equity

National home equity loan rates for Jan. 13, 2011

Interest Rate Roundup
Home equity loan rate graph

Home Equity

  • 5.55% (line of credit)
  • 7.15% (loan)

Here's a look at the state of home equity rates from Bankrate.com's weekly national survey of large banks and thrifts conducted Jan. 12, 2011.

Loans backed by home equity moved in divergent directions in Bankrate's latest survey.

The typical home equity line of credit, or HELOC, climbed 4 basis points, reaching 5.55 percent.

A basis point is one-hundredth of 1 percentage point.

The typical home equity loan fell, however, although at 7.15 percent it was off by just 1 basis point.

To find the best home equity loan rates in your area, check Bankrate's interactive tool.

See all home equity loan rates content.

-- Gregg Fields




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