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Home Equity Basics
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Dealing with fraud

Anyone victimized by fraudulent lenders or contractors should:

• Contact an attorney immediately.

• File a complaint with the Federal Trade Commission's Consumer Response Center. The FTC cannot resolve individual complaints, but it can take action against a company if a pattern of violations is found.

• Contact the FTC via the Internet; by calling toll-free: (877) FTC-HELP (382-4357); TDD (for hearing impaired) (202) 326-2502; or by writing: Consumer Response Center at Federal Trade Commission, 600 Pennsylvania Ave. NW, Washington, DC 20580.

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Ask Dr. Don

Should I lock my HELOC rate?

Dear Dr. Don, We have a $128,000 home equity line of credit, or HELOC, which we've maxed out. The draw period ends two years from now. Combining the first and second mortgages by refinancing is not an option because of... Read more

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