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Home Equity Basics
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home equity
Dealing with fraud

Anyone victimized by fraudulent lenders or contractors should:

• Contact an attorney immediately.

• File a complaint with the Federal Trade Commission's Consumer Response Center. The FTC cannot resolve individual complaints, but it can take action against a company if a pattern of violations is found.

• Contact the FTC via the Internet; by calling toll-free: (877) FTC-HELP (382-4357); TDD (for hearing impaired) (202) 326-2502; or by writing: Consumer Response Center at Federal Trade Commission, 600 Pennsylvania Ave. NW, Washington, DC 20580.

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Ask Dr. Don

Use home loan for college costs?

Dear Dr. Don, We have owned our home for five years. It's currently valued at $325,000. We'd like to borrow $50,000 to $70,000 for college costs. Can we take out a second mortgage at a lower interest rate, or must we take... Read more

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