frugal

8 ways to trim your Christmas gift list

Shop all year
Shop all year | Anatoly Tiplyashin/Shutterstock.com

Shop all year

It may be too late to do it this year, but promise yourself you'll be on the lookout for deals and special gifts year-round so that when 2015 nears an end, you'll have the bulk of your holiday gifts purchased and ready for wrapping.

Not only does it really save money (think post-holiday sales when stuff is discounted as much as 90 percent), but it also keeps you from making those last-minute impulse purchases. And it's easier on your budget to buy one or two bargain-basement gifts a month instead of trying to do it all at once. Just stay away from foodstuffs, trendy items that are likely to be outdated in 12 months, and children's clothing because kids' sizes change so fast.

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