frugal

Senior discounts for the 50-plus crowd

Car insurance
Car insurance © kurhan/Shutterstock.com

While many car insurers apply an automatic discount for customers who have reached a certain age, it's a good idea to check in with your agent every year just to make sure you're not missing any discounts you're entitled to.

You can also save on your car insurance by brushing up on your safety skills. In many states, insurance companies voluntarily offer discounts to those who take a safety course.

AARP's Driver Safety program offers both classroom and online courses. The classroom course costs $15 for members and $20 for nonmembers. Fees for the online course are $17.95 for members and $21.95 for nonmembers. New York residents pay slightly more to cover fees to the state's Department of Motor Vehicles. AARP recommends checking with your insurance company about the availability of discounts and how they are determined before enrolling in a course.

In addition, SeniorDiscounts.com has partnered with I Drive Safely, a provider of driving-safety courses, to offer an online course for $19.95 that qualifies drivers older than 55 for discounts of 5 percent to 15 percent on their insurance premiums at participating companies.

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