Get rid of costly premium cable TV channels that you're not watching, and view can't-miss movies on streaming Internet movie services offered by companies such as Netflix, says Julie Murphy Casserly, CFP and author of "The Emotion Behind Money."
Cable TV subscribers who don't want to end their cable relationship can choose to use the on-demand movie option with their provider or pay for movies only as they watch them.
Many on-demand movies are offered for just a few dollars per viewing, so viewers who order movies only a few times per month could watch them without the need to sign up for a more expensive channel package, she says.
"I had one client who saved $110 per month because she cut off her premium movie channels. She now just views her movies on pay-per-view or on demand," Casserly says.
Potential savings: up to $1,320 per year.