In the market for a new winter coat? Buy it in winter, and chances are you'll pay a premium.
In October, winter coats are already in the stores. But "trench coats, wool coats -- anything that's for cold weather -- will be at its peak price," says Andrea Woroch, savings expert with CouponSherpa.com.
When to expect better deals: Starting in January, retailers not only will be looking "to reduce prices on holiday merchandise that didn't sell, stores will be looking to move winter merchandise to make room for spring and summer goods," Woroch says. As a result, "you can expect big markdowns starting then."
What is on sale this month: Fall coats, which are lighter weight, "will already be marked down," Woroch says, with savings up to 30 percent.