Instruction: Use this form letter to help you in disputing information on your credit report.

Personalize the letter below by entering your specifics in the areas in red. You can print out this Web page and make your changes by hand or copy the body of the letter and paste it into a document where you can make your changes on your PC.

If you prefer to see a PDF version of the letter, click here.

As an alternative, TransUnion offers a downloadable form for you to fill and send out, in order to initiate an investigation with them.

The addresses set up to receive disputes should appear on your credit report or you may use the ones below. Alternatively, you could initiate the dispute online.