Self-help tools, tips and moreThe best way to hang on to more of your money is to know exactly where it goes. Use these calculators, work sheets and more to get your finances humming.CalculatorsWork sheetsAudiosBasicsMore readingGlossary & tipsCalculators and decision toolsWhat will it take to reach your retirement goal?How much money can I save in my 401(k) plan?How much to retire?FICO score estimatorHow long will your savings last?Annuity calculatorSimple savings calculatorWork sheetsRetirement planning checklistBudget for retirementProtect yourself from scamsDaily expense trackerSpending planDealing with debtAudioMoving toward your retirement goalGuard your portfolio against inflationAre you ready for retirement?The other great Social Security debateFree financial planning with no strings attachedTarget-date funds a solutionBasicsUnderstanding IRA'sMake the most of a 401(k)Penalty-free IRA withdrawalsAnnuities as part of financial planningCertificate of deposit investing strategiesPermanent insurance: Whole, universal, variableBankrate resourcesArchivesOverview archiveTake action archiveSpotlight archivePoll archiveMoney makeover archiveCalculator archiveGlossary archiveWork sheet archiveAudio archiveFree newslettersCD and Investing News (sample)Weekly Roundup (sample)Sign up nowOutside resourcesFederal government resourcesU.S. Securities and Exchange Commission: for SeniorsSocial Security informationUSA.gov: Senior Citizens' ResourcesU.S. Department of Labor: Women and Retirement SavingsEducational resourcesSave and investCenter for Retirement Research at Boston CollegeNational Endowment for Financial EducationHSBC Global Forum on Ageing and RetirementChoose to Save360 Degrees of Financial LiteracyGlossary & Tips17 retirement savings terms to know5 frugal tips for 20 somethings5 frugal tips for 30-somethings5 frugal tips for 40-somethings5 frugal tips for 50-somethings« Back to the Table of Contents advertisementRelated Links:Annuities the next big retirement option?Social Security: Take early bird special?Wife can nab bigger Social Security cut Related Articles:Retire with $500,000No gain to take SS earlyBasics of IRAs
« Back to the Table of Contents
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused. We do not permit the inclusion of hyperlinks in comments and may remove any comment that includes a hyperlink.
Here's how you can maximize the underutilized IRA and understand all of its features.
People retire early for a variety of reasons but may not have enough savings.
... Read more